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4 December 2025 – Credit Guarantee Insurance Corporation of Africa (CGIC), who has specialised broker agreements with Prestige Credit Insurance, says care is at the heart of everything they do. They understand that every credit decision affects more than just the balance sheet, it impacts businesses, families, and livelihoods across South Africa’s agricultural value chain. The agricultural sector is the backbone of our economy, feeding the nation and sustaining communities – yet it operates in an environment where economic uncertainty and risk complexity have become the norm.
Quite simply, CGIC enables trade by insuring against non-payments of your debtors. As specialists in trade credit insurance, they help businesses navigate these challenges with confidence. Our solutions are designed to protect your cash flow from late payments and defaults, while enabling access to funding and supporting sustainable growth.
Whether you’re a farmer extending terms to buyers, a cooperative supplying inputs, or an exporter entering new markets, CGIC provides the tools and insights you need to trade securely.
Their expert credit analysis, continuous risk monitoring, and debt recovery support ensure that our clients are equipped to make informed decisions and maintain resilience in the face of headwinds. We recognise that challenges are not isolated, what affects one link in the value chain can ripple through to many others. That’s why our approach extends beyond protection; it’s about enabling trade, supporting investment, and helping businesses remain competitive both locally and globally.
Trade credit insurance is more than a safety net, it’s a strategic enabler that allows businesses to offer credit terms, invest in expansion, and unlock new opportunities. At CGIC, we see it as an essential economic tool that should be commonly understood and actively leveraged to drive growth.
Together, CGIC partners with you to build resilience, strengthen relationships, and ensure that the agricultural sector continues to thrive, today and for generations to come. As John A Shedd once said, “A ship in harbour is safe, but that is not what ships are built for.” Source: Harvest SA Article by Louis Korkie, Trade Credit Domestic D4 Underwriter, Credit Guarantee